Fees
Fee Schedule
Effective Feb. 1, 2026
Share Account Fees
| Fee | Description |
|---|---|
Paper Statement Fee | $2.00 per month |
IRA Transfer Fee (Outgoing) | $25.00 per transfer |
Checking Account Fees
| Fee | Description |
|---|---|
Basic Checking (if $500 monthly deposit | $10 per month |
Deluxe Checking Maintenance Fee | $3.95 per month w/ e-statements $5.95 per month w/ paper statements |
Renew Checking Maintenance Fee | $7.95 per month w/ e-statements $9.95 per month w/ paper statements |
Non-Sufficient Funds (NSF) Fees | $32.00 per item |
Stop Payment Fee | $30.00 per request |
Check Printing Fee | Prices vary due to style |
Overdraft Advance Fee | $32.00 per item |
Money Market Withdrawal Fee | $10.00 After 3 Free |
Other Service Fees (applicable to all accounts)
| Fee | Description |
|---|---|
| Account History Print | $5.00 |
| Statement Copy Fee | $5.00 per copy |
| Deposited Item Return Fee (After 2nd Return) | $25.00 per item |
| Closed Account Processing Fee | $5.00 (90 days of opening) |
| Wire Transfer (outgoing) Fee | $25.00 per transfer |
| Wire Transfer (incoming) Fee | $10.00 per transfer |
| International Wire US/Foreign Incoming | $20.00 per wire |
| International Wire US/Foreign Outgoing | $45.00 per wire |
| Money Order Fee | $4.00 per money order |
| Visa Gift Card | $3.50 |
| Visa Reloadable Debit Card | $4.95 |
| Teller Service Fee | $1.00 per load |
| Visa Travel EMV Card | $7.95 |
| Teller Service Fee | $1.00 per load |
| Inactive Account Fee | $5.00 per month (after 6 months and account under $50.00. No fee under age 18) |
| Check Cashing Fee | $5.00 per check (for account balances under $100.00) |
| Check Cashing Fee (non-member) | $10.00 per check (on us only) |
| Stop Payment Counter Check Fee | $30.00 per check |
| Check Withdrawal by Mail under $50.00 | $2.00 per check |
| Check Withdrawal Over-the-counter Fee | $3.00 each |
| Locator's Fee | $20.00 |
| Garnishment Fee | $50.00 for processing |
| Tax Levy | $50.00 for processing |
| Signature Guarantee | $10.00 per service |
| Security Fee Econocheck | $2.00 per month |
| Outstanding Official Check Fee | $30.00 per month(not cashed after 90 days) |
| Account Research | $25.00 per hour |
| Subpoena | $75.00 (plus additional item costs) |
Electronic Funds Transfer Fee
| Fee | Description |
|---|---|
| Overdraft Advance Fee | $32.00 per item |
| NSF Fee | $32.00 per item |
| Automatic Draft Transfer Fee; 3 transfers per month then | $3.00 per item after |
| ATM/Debit Card Replacement Fee | $10.00 per card |
Loan Fees
| Fee | Description |
|---|---|
| Subordination Fee | $150.00 |
| Visa Home Equity Application Fee | $75.00 per HE Line |
| Loan ACH Return | $25.00 per item |
| VISA Home Equity Inactive Fee | $100.00 per year |
| Skip-A-Pay | $35.00 per skip |
Safe Deposit Box Fees
| Size | Annual Rental Fee |
|---|---|
| 2x5 | $21.06 |
| 3x5 | $27.00 |
| 5x5 | $32.40 |
| 3x10 | $48.60 |
| 5x10 | $62.10 |
| 7x10 | $91.80 |
| 10x10 | $108.00 |
| Change of Lock Fee | $10.00 |
| Drilling of Box Fee | As billed by Diebold |
Credit Union Membership
| Fee | Description |
|---|---|
| Membership Share | $5.00 par value |