Rates

Interest and Annual Percentage Rates


Certificate Account Rates

As of
TermMinimumRateAPY**
6 Month $1,500 .20% None
6 Months (Qtrly Comp) $1,500 .20% .20%
Quarterly 1 Year $1,000 .40% .40%
Quarterly 2 Year $500 .55% .55%
Quarterly 3 Year $500 .55% .55%
Monthly 1 Year $1,000 .40% .40%
Monthly 2 Year $500 .55% .55%
Monthly 3 Year $1,500 .55% .55%
IRA 1 Year $500 .40% .40%
IRA 2 Year $500 .55% .55%

 

Share Accounts / Special Savings Accounts

Last Dividend Declaration Date: March 31st, 2017

MinimumRateAPY**
$0 to $24,999.99 0.05% 0.05%
$25,000 to $99,999.99 0.05% 0.05%
$100,000 + 0.10% 0.10%

 

Christmas Club

Last Dividend Declaration Date: Oct 31, 2015

Christmas Club dividends are not declared until the October Board Meeting. Last year Christmas Club dividends paid .20% and are based on the regular share account rate.

MinimumRateAPY**
$0 0.05% 0.05%

 

 

IRA Savings

As of Dec. 31st, 2015

MinimumRateAPY**
$0 0.20% 0.20%

 

Checking Accounts

 

Last Dividend Declaration Date:  March 31, 2017

PERSONALMinimumRateAPY**
Basic Checking  $0 0% 0%
 Deluxe Checking    $2,000+ 0.05% 0.05%
Renew Checking    $2,000+ 0.05% 0.05%
BUSINESSMinimumRateAPY**
Organizational Checking      
$0 - $2,499.99 $0 0% 0%
 $2,500+  $2,500 0.05% 0.05%
 Small Business Checking      
$0 - $2,499.99 $0 0% 0%
 $2,500+  $2,500 0.05% 0.05%
Commercial Checking      
$0 – 4,999.99 $0 0% 0%
 $5,000+   $5,000+ 0.05% 0.05%

 

VISA Products

As of January 15, 2017

VISA® Gold 8.75% APR - Credit limit of $5,000, NO annual fee. More info here.
VISA® HELOC "Variable rate of prime + 0%" Call today for current rate. 440-545-5135
VISA® Classic Our VISA Classic card offers a fixed interest rate of 13.5% APR*, NO annual fee and the Scorecard enhancement package.
VISA® Vanilla For those of us who enjoy the simple things in life, we have the VISA® Vanilla card. The Visa® Vanilla offers a LOW, fixed interest rate of 9.99% APR* and NO annual fee.
VISA® Gift Cards Purchase gift cards in $5.00 increments from $10.00 - $500.00. You decide the amount to give. You can purchase gift cards for only $2.50 each and Platinum Club members pay $1.00 per card. VISA® gift cards are better than cash and so convenient to use!

 

Loan Rates

As of November 1, 2015

Personal/Signature/Bill Consolidation Loans Annual Percentage Rate As Low As 8.95%*
New Auto Loans Annual Percentage Rate As Low As 2.70%*
Used Auto Loans Annual Percentage Rate As Low As 2.70%*
Boat and RV Loans Annual Percentage Rate As Low As 2.70%*
Snowmobile/ATV/Jet Ski Loans Annual Percentage Rate As Low As 2.70%*
Mortgage/Home Equity Loans For information on first mortgage rates please call Woodside Mortgage at 216-591-2202

Types of Home Equity Loans: Variable, Home Equity Line of Credit, Fixed Rate Home Equity
The most convenient way to access funds is with the Visa Home Equity Card
*All rates subject to change at any time and without notice and vary based on credit worthiness, qualifications, terms and collateral conditions. All loans subject to approval.
**Annual Percentage Yield