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Mortgage Loans

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We’ve partnered with Mortgage Center to provide our members a variety of home financing solutions. For over 30 years, the experts at Mortgage Center have been making the mortgage process simple and easy to understand. View today’s mortgage rates.

Are you ready to buy or refinance your home? Check out these finance calculators to help you plan for your new mortgage.

Whether you’re looking to buy your first home, refinance your current one, or purchase a vacation home, Mortgage Center has a loan option for you. Click apply now to begin your free pre-approval or call 800.353.4449 to speak with a mortgage expert today.

Mortgage Center NMLS# 282701
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Auto Loans - New, Used and Refinanced

The credit union will finance up to 100% of the purchase price of any new car, and up to 100% of the retail value on used vehicles. All rates are fixed, and terms vary from 1-84 months.
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Mechanical Repair Coverage

Mechanical Repair Coverage

Home Equity Loans

For the most current Home Equity Loans please call 440.545.5135
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Collateral Loans

A new or used car, boat, motorcycle, motor home, trailer or truck may be used as collateral on a loan.
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Home Equity Lines of Credit

Turn the equity in your home into cash. This type of loan is a second mortgage on real estate. A member may borrow up to $500,000 depending on the value of the real estate. Interest may be tax deductible on Federal tax returns. (Check with your tax advisor).
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Shared Secured Loans

You may qualify for our minimum loan rate by securing your loan with the balance in your prime share (savings) account. This is our most economical loan plan.
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Signature Loans

Loans on your signature for almost any purpose are available up to $10,000 depending on your income and ability to repay. Choose the rate and repayment schedule that is best for you.
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Debt Consolidation

Let PSE Credit Union pay-off your high interest credit card debt with a low rate consolidation loan!
Ex: $10,000 @ 24% (average rate) for 48 months Minimum payment $325.86 and a total finance charge of over $5,600.00. PSE Consolidation loan: $10,000 @ 9.95% (excellent credit score required for this rate) for 48 months Minimum payment $253.34 and total finance charge just over $2,100.00 That is a savings of over $3,400.00!

  • Stress reduction
  • Credit score improves
  • 1 payment
  • Budgeting made simple
  • Payroll deduction or automatic transfer
  • Apply in person
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Sallie Mae's Smart Option Student Loan

For college expenses not covered by scholarships and federal loans, PSE Credit Union has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.
Read More About Sallie Mae Loan