Auto Loans - New, Used and Refinanced
The credit union will finance up to 100% of the purchase price of any new car, and up to 100% of the retail value on used vehicles. All rates are fixed, and terms vary from 1-84 months.
Home Equity Loans
For the most current Home Equity Loans please call 440.545.5135
A new or used car, boat, motorcycle, motor home, trailer or truck may be used as collateral on a loan.
Home Equity Lines of Credit
Turn the equity in your home into cash. This type of loan is a second mortgage on real estate. A member may borrow up to $100,000 depending on the value of the real estate. Interest may be tax deductible on Federal tax returns. (Check with your tax advisor).
Shared Secured Loans
You may qualify for our minimum loan rate by securing your loan with the balance in your prime share (savings) account. This is our most economical loan plan.
Loans on your signature for almost any purpose are available up to $10,000 depending on your income and ability to repay. Choose the rate and repayment schedule that is best for you.
Let PSE Credit Union pay-off your high interest credit card debt with a low rate consolidation loan!
Ex: $10,000 @ 24% (average rate) for 48 months Minimum payment $325.86 and a total finance charge of over $5,600.00. PSE Consolidation loan: $10,000 @ 9.95% (excellent credit score required for this rate) for 48 months Minimum payment $253.34 and total finance charge just over $2,100.00 That is a savings of over $3,400.00!
- Stress reduction
- Credit score improves
- 1 payment
- Budgeting made simple
- Payroll deduction or automatic transfer
- Apply in person
Sallie Mae's Smart Option Student Loan
For college expenses not covered by scholarships and federal loans, PSE Credit Union has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.
Read More About Sallie Mae Loan