Fees

Fee Schedule

Effective Nov. 15, 2015

Share Account Fees

IRA Annual Maintenance Fee $16.00 per IRA type
IRA Transfer Fee (Outgoing) $10.00 per transfer

 

Checking Account Fees

Basic Checking (if $500 monthly deposit
requirement is not met)
$10 per month
Deluxe Checking Maintenance Fee$3.95 per month w/ e-statements
$4.95 per month w/ paper statements
Renew Checking (if monthly direct deposit/payroll
deduction requirement is not met)
$10 per month
Renew Checking Maintenance Fee$7.95 per month w/ e-statements
$8.95 per month w/ paper statements
Non-Sufficient Funds (NSF) Fees $32.00 per item
Stop Payment Fee $30.00 per request
Check Printing Fee Prices vary due to style
Microfilm Check Copy Fee $2.00 per item
Overdraft Advance Fee $32.00 per item

Other Service Fees (applicable to all accounts)

Account Reconciliation Fee $30.00 per hour
Account History Print $1.25 per page
Account Research Fee $30.00 per hour
Statement Copy Fee $10.00 per copy
Deposited Item Return Fee $25.00 per item
Closed Account Processing Fee $5.00 (180 days of opening)
Close Account Processing Fee $5.00 (90 days of re-opening)
Reinstatement Processing Fee $10.00 (180 days of closing)
Wire Transfer (outgoing) Fee $20.00 per transfer
Wire Transfer (incoming) Fee $10.00 per transfer
International Wire Incoming $20.00 per wire
International Wire Outgoing $45.00 per wire
Money Order Fee $4.00 per money order
Visa Gift Card $3.50
Visa Reloadable Debit Card $4.95
Teller Service Fee $1.50 per load
Travel Gift Card $7.95
Teller Service Fee $1.00 per load
Inactive Account Fee $25.00 per year (after two years and account under $50.00)
Check Cashing Fee $5.00 per check (for account balances under $100.00)
Stop Payment Counter Check Fee $30.00 per check
Check Withdrawal by Mail under $50.00 $3.00 per check
Check Withdrawal Over-the-counter Fee One FREE per day; Additional $3.00 each
Locator's Fee $20.00
Faxing Fee $2.00 first page; $1.00 each page after that
Garnishment Fee $10.00 for processing
Account Verification $5.00 for processing
Notary Service Fee $3.00
Signature Guarantee $20.00 per service
Security Fee $2.00 per month
Outstanding Official Check Fee $20.00 per month(not cashed after 90 days)

Electronic Funds Transfer Fee

Basic Checking - Five FREE Credit Union ATM Withdrawals/Transfers per month and then $3.00 per transaction
Deluxe Checking - Ten FREE Credit Union ATM Withdrawals/Transfers per month and then $3.00 per transaction
Credit Union ATM Withdrawals/Transfers Plus Network Fee $3.00 per transaction
Nonproprietary ATM Withdrawal/Transfer Fee $3.50 per transaction
Nonproprietary ATM Withdrawal/Transfer Plus Network Fee $3.50 per transaction
PIN Reset Fee $2.00 per reset
Balance Inquiry Fee $2.00 per transaction
Overdraft Advance Fee $32.00 per item
NSF Fee $32.00 per item
Automatic Draft Transfer Fee; 3 transfers per month then $3.00 per item after
ATM/Debit Card Replacement $10.00
ATM Deposit Charge (non-Member) $5.00 per deposit

Loan Fees

Non-Member Application Fee $25.00
Paperwork Update $25.00
Re-Application Fee $25.00 (within 6 months)
Subordination Fee $150.00
Visa Home Equity Application Fee $75.00 per HE Line

Safe Deposit Box Fees

SizeAnnual Rental Fee
2x5 $21.06
3x5 $27.00
5x5 $32.40
3x10 $48.60
5x10 $62.10
7x10 $91.80
10x10 $108.00
Change of Lock Fee $5.00
Drilling of Box Fee As billed by Diebold

Credit Union Membership

Membership Share $5.00 par value

American Share Insurance. Your deposits are insured to $250,000 per account. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.